Saving money is never easy , but if you have a family that comes with a lot of different planned and often unexpected expenses, it makes saving money in the family even more difficult. So I suggest everyone to look at these 10 simple simple tips and families can save money.
More efficiently organizing shopping
The first and most important advice on even the big family is to reduce the cost of spending the money you consider it is more efficient to organize your shopping, especially your daily shopping, that is, food purchases. When you go to the grocery store, make a list of the products you need to buy in advance and follow this list during the shopping, preventing yourself from buying impulses. In this way, you will not only save money, but will also prevent the number of impulse purchases that we often do not use. Make your shopping more effective by finding all the possible discounts and coupons that you could use during your shopping, reducing your shopping price and the time you spend in the store. It is also good advice to do your shopping not at the end of the week, but at the beginning when there are significantly fewer people in the shops, as well as shopping without children, which will also limit the time spent in your store, as well as reduce the stress that many people have on shopping in supermarkets.
Announce each year one service you are not using
Every year, your most likely long list of different services you use and decide which one you can do without. Many families have a lot of services over the years, which they actually do not even use monthly, or use very little, such as an annual subscription for a gym, cable TV with 100 TV channel subscriptions or a fixed telephone connection. You may actually watch only half of the subscribed TV channels on a daily basis, or a fixed telephone line is used once a month because all your calls are made by cell phone, which means it is time to finally abandon one of these services. And, by making this decision, you will not save money every month that you will be able to redirect to savings.
Do Not Buy Bigger Purchases From the Shelf
If you are planning to buy a product, especially if it is more expensive, be sure not to buy this item immediately in the store, so to speak, “from the shelf”, but look in advance to see if this item is not available cheaper. on the Internet or any other store. Often, online stores offer the same goods at a lower price, because stores have a high mark-up on these goods, and there are occasions when the same product is cheaper, for example, in different warehouses or just in another store where it’s a bargain. That’s why you never bought an expensive product right away without checking if it was available anywhere cheaper.
Never fly by the distance you can take with a car
We often want to fly even shorter distances by plane because it is much faster, but if the same distance is carried by the whole family, the cost of this trip will be much higher than it would be if this family made the same distance by car. When traveling alone, flying is often a great reward, because when you drive alone, you pay more for fuel, but as you travel more people, traveling by car is a great reward, as these car fuel costs can be divided by the number of people in the family. So if you’re traveling with the whole family, be sure to choose a car.
Buy Only With Cash or Debit Card
And the fifth advice I can give is to shop exclusively in cash or with a debit card, and never use a credit card service because the credit card automatically means that you are more likely to exceed your true income, and even not to fall into debt. Therefore, if possible, exchange your credit cards on debit cards or simply settle in cash, thus reducing the possibility that you have a debt that can stop your plans from saving.